What reputable health insurance companies are out there?

January 24, 2007 by admin  
Filed under Questions and Answers

insurance
LOVER asked:


My mom doesn’t have health insurance and my job doesn’t give insurance to family members.

I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.

Do you know any health insurance companies that can accept low monthly payments since I don’t get paid that much?
We live in northern california.

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Where do car insurance companies get your driving record in CA?

January 22, 2007 by admin  
Filed under Questions and Answers

insurance
True2it asked:


I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont’ want to pay higher fees if its not necessary. Am I in the clear?

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How to deal with a 2nd mortgage that has been sent to collections?

January 22, 2007 by admin  
Filed under Questions and Answers

mortgage
Chochi asked:


I’m currently on a repayment plan on a rental property for the 1st mortgage. The 2nd has been charged off by EMC mortgage and sent to an outsourced collection company called LCS. Does anyone have any experience on how to deal with LCS and what rights I have to settle this 2nd mortgage. Can they freeze my assets? Will they seek a Judgment?

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How do you calculate what your mortgage payment will be without using a mortgage calculator?

January 17, 2007 by admin  
Filed under Questions and Answers

mortgage
NeedInfo06 asked:


Can somone show me how to calculate a mortgage payment

like for example

what is the monthly payment on a $200,000 mortgage at 6% interest over 25 years?
Can somone show me how to calculate a mortgage payment

like for example

what is the monthly payment on a $200,000 mortgage at 6% interest over 25 years?

I need to know how to do the mathematical calculations, don’t just give me the anwser.

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Can I get home contents insurance if my landlady works from home?

January 13, 2007 by admin  
Filed under Questions and Answers

insurance
afosa_ragazza asked:


My landlady teaches piano from home as a full time job, would I be able to get contents insurance? I went to an online insurance site and it said I would have to call them if I share my home with renters/lodgers (which I do) and also it assumes that ‘You do not use your home for any business purposes or for the storage of business goods’. What insurance would I need or would it be my landlady’s responsibility to get cover? Could I be included in her insurance?

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What insurance is needed in Texas to host a non-profit fundraiser?

January 8, 2007 by admin  
Filed under Questions and Answers

insurance
Phil E asked:


I am in Galveston, TX and I am looking to host a large outdoor fundraiser for a non-profit organization. What type of insurance will I need to cover the event? Where can I look to find more details and how much does this insurance usually cost? Thanks!

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does it hurt your credit to close out long standing credit cards in good standing? If so why?

January 7, 2007 by admin  
Filed under Questions and Answers

credit cards
Ms. Kitty asked:


I was going to consolidate two credit card onto a new lower interest card and cancel the old cards. However, I was informed that closing the old cards would not look favorably on my credit report. I thought this was strange as good credit reflects on your credit report for 10 years and keepin the old card open whould make your debt ratio higher. Can someone explain this to me?

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What happens to my insurance after i got a speeding ticket?

January 4, 2007 by admin  
Filed under Questions and Answers

insurance
angie asked:


I got a speeding ticket for the first time ever. The cop put me down as 80+ mph, which i needed to go 70mph. When my insurance bill comes in, would my insurance be higher? Also my insurance is AAA. I still haven’t gotten my actual ticket in the mail yet, and i was wondering if my insurance bill would be any higher until I’m proven guilty, because i know that if i can take traffic school, it won’t get any higher & the point taken off. But i was wondering until then, would it still get higher?

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