Best cash-back credit cards
You need to consider a few things before getting a cash back credit card. Mostly people advise to get the lowest APR and fees credit card. That matters if you always keep balance on your credit card. If you use your credit card as plastic money and pay your balances regularly, lowest interest rate is not a factor. You should look for cards with highest cash-back. But you should read the fine print. You should consider what purpose you are going to use the card. If you plan to use the card for travel and GAS mostly you should go for the card with highest % (e.g. 5%) in those categories. If you are planning to use for daily purpose, probably you better get a card with flat cash-bak, e.g. 1.5% in all categories. Here below find the best credit cards for cash-back.
| Chase FreedomSM Credit Card |
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- $50 Cash Back after your first purchase!
- Always earn a full 1% Cash Back on Every Purchase. Everywhere. From the First Dollar you Spend. There are no spending tiers or earning caps.
- Up to an additional 10% Cash Back and even as much as 20% at select merchants when you shop online through Chase.
- Plus 3% cash back in rotating categories like gas, home improvement and department stores.
- 0% Intro APR
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months for purchases only* |
as low as 9.24%* |
None* |
Yes* |
Excellent Credit* |
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| Discover® More Card – American Flag |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 6-9 months on Balance Transfers* |
as low as 10.99%* |
$0* |
Yes* |
Excellent Credit* |
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- Get 5% Cashback Bonus® on gas and auto maintenance purchase
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit |
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| TrueEarnings® Card from Costco and American Express |
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- 3% cash back for gasoline, for annual gasoline purchase of up to $3,000 (1% thereafter).
- 3% cash back for restaurants, 2% cash back for travel, and 1% cash back virtually everywhere else, including Costco.
- No annual fee with your paid Costco membership and a $25 statement credit with your first purchase made with the Card!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
3 months* |
13.24%* |
$0* |
Yes* |
Excellent Credit* |
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| Biodegradable Discover® More Card |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit |
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