Andrew L. asked:


im 14 and am about to turn 15. i want to have a savings account but i dont want to have my parents have to sign everytime i want to pull some money out. how old do i have to be to open a savings account with wells fargo in minnesota? also, what is the interest?
because i donthaving to have my parents sign everytime i want to pull out some money.

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GL asked:


I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?

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