Elestra asked:


Obviously you can write checks using a checking account, but other than that, why would you use a checking account over a savings account? And can you use a debit card with a saving account, or is that also only checking?

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Aliase asked:


I want to set aside $350 a month untouched for a minimum of 14 months but if all goes well possibly even 62 months I already have an emergency fund set up so if something happens I shouldn’t need this account just wondering what is the best type of accout to make the most interest off of if I will be putting another 350 every month?
I don’t know much about the difference between regular savings accounts, MMA, or even CD’s or Savings Bonds.

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ryguy8161 asked:


I currently have a few thousand dollars just sitting in the bank in a savings account, not growing or anything. Is there anything else I could do with it that is a safe investment but will still get me a higher rate of return?

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YouHelpMe-IHelpYou asked:


Jane took out $5000 from her savings account which paid 2% interest and invested it in a stock paying 8%. If the total interest from both the remaining savings account money and the stock amounted to $580 for a year, how much was orginally in the savings account?

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Jean-Claude L asked:


I plan to put 10K into a high yield savings account for about 5 years and adding 1,200/year. Who has the best and most reliable rates?

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Melba W asked:


I am 12 years old.I want to open up a savings account for college. I also want to open up a savings account for the end of the year so that i can buy presents for people for Christmas. Lastly I would like to open up a savings account for retirement.I would like to open these accounts at washington mutual bank. I understand that I would need parental advisory.

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fancy_muskrat asked:


I have just had a fellowship in the amount of $20,000 deposited in my checking account but I won’t actually be using it until September. What kind of savings account should I put it in? A 6 month cd?

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???? asked:


This question applies to Bank of America.

If you want a checkings account (campus edge checking account), do you need to have a savings account open.

There’s not even $200 in the checkings and I don’t have the $300 to put in the savings in order to waive the monthly fees.

Can I cancel the savings and stay only with the checkings account?

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Entidine asked:


I had about $6,000 in a savings account last year and it earned about $12 in interest. That’s only about two-tenths of a percent. Is that right? I thought savings accounts earned 3% on average. 3% of $6,000 is $180. What gives?

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BlahBlahBlah asked:


I recently went to withdraw the money in my savings account, and found out that it had been seized by the state. How/What do i need to do to get it back? Is there some form to fill out of something?
No, it’s nothing like that. It was just not active for a while.

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