Comments on: What credit cards have the best rewards programs?

By: MJ

MJ — Sat, 07 Jul 2007 16:49:35 +0000

Chase offers a reward card that you can alternate between getting cash back or miles/points. I personally like my Washington Mutual (formerly Providian) because they pay promptly on the anniversary date/month a rebate check. Not just credit into your account. Most only offer 1% (the 5% c’mons) are for only certain transactions AND the merchant has to be coded as that specific vendor, i.e. gasoline station, not a convenience store, etc……so you won’t really see that much difference between the two rebate amounts. Review at bankrate.com credit card section and punch in criteria you want. Yahoo Finance also has a credit card analysis page. (to me CASH is always better than points/credits for future purchases, like GM card because you have to BUY something to take advantage. what if you only want the money? Take the cash!!!)

By: Abbi G

Abbi G — Thu, 05 Jul 2007 17:14:08 +0000

I like the Citi card myself. They have several different type of cards though….airline miles, diamond rewards, cash back. I have the diamond rewards card too.

By: bohboh

bohboh — Tue, 03 Jul 2007 19:28:41 +0000

dont cancel all ur credit cards. U should atleast leave ur oldest credit card open. (so u can have a longer credit history)

Interms of best rewards programs, it really depends on what u r more interested in. Cash back? Rewards? Gas card?

By: Nightfly

Nightfly — Mon, 02 Jul 2007 00:39:03 +0000

Citcards Diamond Rewards. I alway get gas cards, cause i am too cheap to buy it at the pump.

By: jon0055

jon0055 — Sat, 30 Jun 2007 18:08:31 +0000

amex

american express,visa